OMEGA PSI PHI FRATERNITY
Charter #24234 · Toccoa, GA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,316 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.39% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 1.27% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OMEGA PSI PHI FRATERNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.53M | 66th pct | 26th pct |
| Members | 2,316 | 98th pct | 89th pct |
| Net worth ratio | 9.39% | 11th pct | 23th pct |
| Return on average assets | 1.27% | 79th pct | 84th pct |
| Net interest margin | 3.85% | 44th pct | 48th pct |
| Cost of funds | 0.22% | 32th pct | 21th pct |
| Loan-to-share | 39.84% | 30th pct | 41th pct |
| Delinquency 60+ days | 0.54% | 43th pct | 46th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -11.55% | 22th pct | 16th pct |
| Share growth YoY | 7.14% | 88th pct | 84th pct |
| Efficiency ratio | 78.46% | 37th pct | 33th pct |
structural peer set hash: a3658f720edc4edb9804e51776bc9f87… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.