SHARONVIEW
Charter #22458 · Fort Mill, SC · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 82,853 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 7.56% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of -0.23% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 2.61% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 2.40% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SHARONVIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.35B | 23th pct | 72th pct |
| Members | 82,853 | 29th pct | 77th pct |
| Net worth ratio | 7.56% | 1th pct | 8th pct |
| Return on average assets | -0.23% | 2th pct | 2th pct |
| Net interest margin | 2.61% | 12th pct | 15th pct |
| Cost of funds | 2.40% | 83th pct | 82th pct |
| Loan-to-share | 83.86% | 43th pct | 38th pct |
| Delinquency 60+ days | 1.13% | 84th pct | 72th pct |
| Net charge-off ratio | 0.79% | 74th pct | 89th pct |
| Loan growth YoY | 0.21% | 30th pct | 52th pct |
| Share growth YoY | 0.83% | 8th pct | 16th pct |
| Efficiency ratio | 96.71% | 99th pct | 92th pct |
structural peer set hash: 80ce77825f7c078d3402df1b78f58fed… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.