HEALTH CARE PROFESSIONALS
Charter #22213 · Richmond, IN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.64% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.06% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.04% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 81st percentile but its structural peers at the 52nd — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HEALTH CARE PROFESSIONALS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.43M | 81th pct | 52th pct |
| Members | 3,280 | 81th pct | 52th pct |
| Net worth ratio | 18.64% | 80th pct | 84th pct |
| Return on average assets | 2.06% | 95th pct | 92th pct |
| Net interest margin | 4.44% | 76th pct | 72th pct |
| Cost of funds | 0.59% | 38th pct | 38th pct |
| Loan-to-share | 61.57% | 57th pct | 64th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.04% | 41th pct | 21th pct |
| Loan growth YoY | 3.09% | 87th pct | 92th pct |
| Share growth YoY | 7.53% | 89th pct | 90th pct |
| Efficiency ratio | 73.45% | 34th pct | 39th pct |
structural peer set hash: 040f4c89f0b1d32b4181579f712ebe22… (reproducible)
Closest structural peers
This is the free public view
Claim HEALTH CARE PROFESSIONALS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.