PORT OF HAMPTON ROADS ILA
Charter #22049 · NORFOLK, VA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.15% sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of 0.25% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 4.26% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PORT OF HAMPTON ROADS ILA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.06M | 94th pct | 41th pct |
| Members | 1,511 | 94th pct | 59th pct |
| Net worth ratio | 7.15% | 4th pct | 0th pct |
| Return on average assets | 0.25% | 44th pct | 23th pct |
| Net interest margin | 4.26% | 56th pct | 75th pct |
| Cost of funds | 0.00% | 12th pct | 3th pct |
| Loan-to-share | 43.24% | 33th pct | 43th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | 19.10% | 96th pct | 98th pct |
| Share growth YoY | 17.13% | 98th pct | 95th pct |
| Efficiency ratio | 95.90% | 66th pct | 89th pct |
structural peer set hash: dcc3dd8a2e925b8aa4f09daa830eca1d… (reproducible)
Closest structural peers
This is the free public view
Claim PORT OF HAMPTON ROADS ILA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.