GREATER ALLIANCE
Charter #2182 · Paramus, NJ · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 21,559 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.59% sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of -0.06% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 3.89% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.74% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREATER ALLIANCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $251.30M | 63th pct | 57th pct |
| Members | 21,559 | 81th pct | 89th pct |
| Net worth ratio | 8.59% | 9th pct | 21th pct |
| Return on average assets | -0.06% | 7th pct | 10th pct |
| Net interest margin | 3.89% | 66th pct | 87th pct |
| Cost of funds | 1.30% | 55th pct | 36th pct |
| Loan-to-share | 78.74% | 65th pct | 38th pct |
| Delinquency 60+ days | 0.86% | 69th pct | 59th pct |
| Net charge-off ratio | 0.74% | 81th pct | 92th pct |
| Loan growth YoY | 1.82% | 64th pct | 66th pct |
| Share growth YoY | 0.69% | 15th pct | 26th pct |
| Efficiency ratio | 89.23% | 83th pct | 61th pct |
structural peer set hash: 9d28a9130c5dc45a40d95408c7556cf5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.