TREMONT
Charter #68349 · Boston, MA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Efficiency ratio of 105.54% sits at the 92nd percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 34th percentile but its structural peers at the 69th — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TREMONT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $258.73M | 66th pct | 54th pct |
| Members | 12,744 | 48th pct | 56th pct |
| Net worth ratio | 10.49% | 34th pct | 51th pct |
| Return on average assets | 0.15% | 14th pct | 26th pct |
| Net interest margin | 3.06% | 17th pct | 51th pct |
| Cost of funds | 1.71% | 77th pct | 52th pct |
| Loan-to-share | 78.80% | 65th pct | 38th pct |
| Delinquency 60+ days | 0.83% | 67th pct | 57th pct |
| Net charge-off ratio | 0.22% | 34th pct | 69th pct |
| Loan growth YoY | -1.43% | 31th pct | 31th pct |
| Share growth YoY | -1.21% | 5th pct | 15th pct |
| Efficiency ratio | 105.54% | 98th pct | 92th pct |
structural peer set hash: e024644a18a1208578dd3e4f6bf23e41… (reproducible)
Closest structural peers
This is the free public view
Claim TREMONT
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.