EASTERN OPERATING ENGINEERS
Charter #21630 · Whitestone, NY · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,315 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.09% sits at the 16th percentile of structural peers — worth a closer look.
- Return on average assets of 0.92% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.96% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.68% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EASTERN OPERATING ENGINEERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $94.30M | 92th pct | 41th pct |
| Members | 2,315 | 3th pct | 5th pct |
| Net worth ratio | 9.09% | 11th pct | 16th pct |
| Return on average assets | 0.92% | 63th pct | 79th pct |
| Net interest margin | 3.96% | 65th pct | 77th pct |
| Cost of funds | 0.68% | 33th pct | 21th pct |
| Loan-to-share | 76.69% | 79th pct | 46th pct |
| Delinquency 60+ days | 0.86% | 66th pct | 59th pct |
| Net charge-off ratio | -0.02% | 9th pct | 5th pct |
| Loan growth YoY | -1.95% | 45th pct | 33th pct |
| Share growth YoY | 12.89% | 98th pct | 95th pct |
| Efficiency ratio | 79.27% | 48th pct | 30th pct |
structural peer set hash: 409b2944a95e0eb36954c4eb4def75c4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.