FIRE POLICE CITY COUNTY
Charter #21593 · FORT WAYNE, IN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.60% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.64% sits at the 80th percentile of structural peers — worth a closer look.
- On Return on average assets, the asset-size band puts this credit union at the 53rd percentile but its structural peers at the 38th — a 15-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRE POLICE CITY COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $209.42M | 54th pct | 44th pct |
| Members | 11,247 | 39th pct | 31th pct |
| Net worth ratio | 12.32% | 61th pct | 74th pct |
| Return on average assets | 0.74% | 53th pct | 38th pct |
| Net interest margin | 3.96% | 70th pct | 64th pct |
| Cost of funds | 1.60% | 73th pct | 75th pct |
| Loan-to-share | 81.44% | 72th pct | 66th pct |
| Delinquency 60+ days | 0.42% | 33th pct | 41th pct |
| Net charge-off ratio | 0.64% | 75th pct | 80th pct |
| Loan growth YoY | 2.52% | 71th pct | 61th pct |
| Share growth YoY | 4.64% | 67th pct | 61th pct |
| Efficiency ratio | 81.90% | 62th pct | 70th pct |
structural peer set hash: 991286fbe843dfcd55bd676d638dbed9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.