AWAKON
Charter #7465 · ONAWAY, MI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.29% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.62% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.74% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.11% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.60% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AWAKON | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $201.94M | 52th pct | 44th pct |
| Members | 14,830 | 59th pct | 48th pct |
| Net worth ratio | 13.29% | 72th pct | 79th pct |
| Return on average assets | 1.62% | 91th pct | 89th pct |
| Net interest margin | 4.74% | 94th pct | 97th pct |
| Cost of funds | 0.78% | 28th pct | 31th pct |
| Loan-to-share | 79.92% | 68th pct | 64th pct |
| Delinquency 60+ days | 1.11% | 80th pct | 85th pct |
| Net charge-off ratio | 0.60% | 72th pct | 77th pct |
| Loan growth YoY | 0.66% | 54th pct | 57th pct |
| Share growth YoY | 1.25% | 20th pct | 11th pct |
| Efficiency ratio | 71.24% | 27th pct | 30th pct |
structural peer set hash: ed3dc986ae6f4eea445caaec706e4912… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.