NEW ENGLAND TEAMSTERS
Charter #21507 · Charlestown, MA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.99% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.73% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.03% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 46th — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW ENGLAND TEAMSTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $74.95M | 57th pct | 52th pct |
| Members | 4,023 | 29th pct | 52th pct |
| Net worth ratio | 12.68% | 48th pct | 48th pct |
| Return on average assets | 0.99% | 65th pct | 84th pct |
| Net interest margin | 2.97% | 16th pct | 46th pct |
| Cost of funds | 1.28% | 69th pct | 62th pct |
| Loan-to-share | 39.61% | 13th pct | 21th pct |
| Delinquency 60+ days | 1.73% | 90th pct | 89th pct |
| Net charge-off ratio | -0.03% | 8th pct | 7th pct |
| Loan growth YoY | -4.72% | 20th pct | 15th pct |
| Share growth YoY | -1.83% | 6th pct | 11th pct |
| Efficiency ratio | 76.23% | 40th pct | 34th pct |
structural peer set hash: 7ac51fe08880626310d372506bf25af4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.