DELANCEY STREET
Charter #21393 · SAN FRANCISCO, CA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 94 sits at the 13th percentile of structural peers — worth a closer look.
- Net worth ratio of 29.17% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.35% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DELANCEY STREET | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 497,969 | 10th pct | 36th pct |
| Members | 94 | 3th pct | 13th pct |
| Net worth ratio | 29.17% | 84th pct | 85th pct |
| Return on average assets | 2.35% | 93th pct | 89th pct |
| Net interest margin | 3.48% | 32th pct | 59th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 1.14% | 1th pct | 13th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 15th pct |
| Loan growth YoY | 942.60% | 100th pct | 98th pct |
| Share growth YoY | 7.37% | 89th pct | 87th pct |
| Efficiency ratio | 32.47% | 3th pct | 3th pct |
structural peer set hash: 1341500fbfa3c58f61b83fecce6a20d9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.