METRO
Charter #21326 · Arlington Heigh, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,292 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.46% sits at the 11th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | METRO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $78.69M | 66th pct | 54th pct |
| Members | 3,292 | 14th pct | 15th pct |
| Net worth ratio | 9.46% | 14th pct | 11th pct |
| Return on average assets | 0.74% | 53th pct | 62th pct |
| Net interest margin | 3.52% | 40th pct | 46th pct |
| Cost of funds | 1.06% | 59th pct | 59th pct |
| Loan-to-share | 55.98% | 42th pct | 51th pct |
| Delinquency 60+ days | 0.71% | 56th pct | 59th pct |
| Net charge-off ratio | 0.03% | 23th pct | 30th pct |
| Loan growth YoY | -5.83% | 13th pct | 7th pct |
| Share growth YoY | 9.95% | 96th pct | 92th pct |
| Efficiency ratio | 79.34% | 48th pct | 39th pct |
structural peer set hash: da0f17bc7705cb01fdd7766a8939189f… (reproducible)
Closest structural peers
This is the free public view
Claim METRO
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.