NEW CENTURY
Charter #1251 · Joliet, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- On Loan-to-share, the asset-size band puts this credit union at the 25th percentile but its structural peers at the 41st — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW CENTURY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $59.13M | 24th pct | 33th pct |
| Members | 4,530 | 40th pct | 52th pct |
| Net worth ratio | 13.93% | 62th pct | 74th pct |
| Return on average assets | 0.66% | 47th pct | 49th pct |
| Net interest margin | 3.44% | 35th pct | 41th pct |
| Cost of funds | 0.99% | 56th pct | 66th pct |
| Loan-to-share | 47.16% | 25th pct | 41th pct |
| Delinquency 60+ days | 0.87% | 66th pct | 69th pct |
| Net charge-off ratio | 0.11% | 34th pct | 36th pct |
| Loan growth YoY | -4.25% | 24th pct | 18th pct |
| Share growth YoY | 4.69% | 71th pct | 72th pct |
| Efficiency ratio | 81.45% | 56th pct | 56th pct |
structural peer set hash: 772d3b0ec7062192ae66ec75320777ca… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.