KRAFTCOR
Charter #20891 · Hawesville, KY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,157 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 7.55% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of -1.44% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.98% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 0.23% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KRAFTCOR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.52M | 12th pct | 8th pct |
| Members | 1,157 | 10th pct | 5th pct |
| Net worth ratio | 7.55% | 3th pct | 8th pct |
| Return on average assets | -1.44% | 4th pct | 3th pct |
| Net interest margin | 2.98% | 16th pct | 8th pct |
| Cost of funds | 0.23% | 16th pct | 16th pct |
| Loan-to-share | 53.16% | 44th pct | 39th pct |
| Delinquency 60+ days | 2.33% | 88th pct | 82th pct |
| Net charge-off ratio | 0.38% | 66th pct | 46th pct |
| Loan growth YoY | -8.62% | 11th pct | 11th pct |
| Share growth YoY | -1.84% | 13th pct | 21th pct |
| Efficiency ratio | 136.94% | 99th pct | 98th pct |
structural peer set hash: 1fc3993782f0a5a7d06a55f55127e0db… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.