RIM COUNTRY
Charter #16190 · Snowflake, AZ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- On Members, the asset-size band puts this credit union at the 47th percentile but its structural peers at the 31st — a 15-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIM COUNTRY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $25.00M | 49th pct | 38th pct |
| Members | 2,029 | 47th pct | 31th pct |
| Net worth ratio | 12.46% | 41th pct | 49th pct |
| Return on average assets | 0.60% | 48th pct | 44th pct |
| Net interest margin | 4.37% | 74th pct | 66th pct |
| Cost of funds | 0.60% | 39th pct | 36th pct |
| Loan-to-share | 63.17% | 59th pct | 54th pct |
| Delinquency 60+ days | 1.26% | 73th pct | 59th pct |
| Net charge-off ratio | 0.05% | 42th pct | 36th pct |
| Loan growth YoY | 0.19% | 72th pct | 72th pct |
| Share growth YoY | -3.68% | 5th pct | 7th pct |
| Efficiency ratio | 86.66% | 65th pct | 61th pct |
structural peer set hash: 5192a3a6749bb554420f4b807b64fa24… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.