SLOAN PUBLIC SCHOOLS
Charter #20292 · Cheektowaga, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 486 sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.17% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 42nd percentile but its structural peers at the 23rd — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SLOAN PUBLIC SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.89M | 28th pct | 15th pct |
| Members | 486 | 42th pct | 23th pct |
| Net worth ratio | 14.60% | 36th pct | 38th pct |
| Return on average assets | 0.53% | 55th pct | 64th pct |
| Net interest margin | 3.76% | 41th pct | 52th pct |
| Cost of funds | 0.17% | 27th pct | 16th pct |
| Loan-to-share | 80.77% | 78th pct | 74th pct |
| Delinquency 60+ days | 1.20% | 56th pct | 69th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -6.11% | 45th pct | 34th pct |
| Share growth YoY | 5.77% | 83th pct | 82th pct |
| Efficiency ratio | 85.78% | 50th pct | 43th pct |
structural peer set hash: 5a5d5cbf0703b776417db8f2c7a10322… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.