SISTER'S HOSPITAL EMPLOYEES

Charter #20279 · BUFFALO, NY · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
  • Net charge-off ratio of -0.20% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
  • On Total assets, the asset-size band puts this credit union at the 88th percentile but its structural peers at the 46th — a 42-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricSISTER'S HOSPITAL EMPLOYEESAsset-tier percentileStructural percentile
Total assets$8.14M88th pct46th pct
Members1,37591th pct67th pct
Net worth ratio11.88%22th pct41th pct
Return on average assets0.50%53th pct51th pct
Net interest margin3.63%37th pct48th pct
Cost of funds0.63%55th pct46th pct
Loan-to-share41.69%31th pct34th pct
Delinquency 60+ days0.00%0th pct0th pct
Net charge-off ratio-0.20%10th pct8th pct
Loan growth YoY-4.89%52th pct56th pct
Share growth YoY-3.60%24th pct13th pct
Efficiency ratio86.50%51th pct56th pct

structural peer set hash: 4adeae8664fd09e96ab2bb0752cfe43c… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.