TEANECK
Charter #2021 · TEANECK, NJ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 976 sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of -0.70% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 2.91% sits at the 16th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 121.68% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEANECK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.12M | 28th pct | 13th pct |
| Members | 976 | 5th pct | 2th pct |
| Net worth ratio | 12.44% | 40th pct | 56th pct |
| Return on average assets | -0.70% | 9th pct | 7th pct |
| Net interest margin | 2.91% | 14th pct | 16th pct |
| Cost of funds | 1.00% | 58th pct | 59th pct |
| Loan-to-share | 41.90% | 23th pct | 52th pct |
| Delinquency 60+ days | 1.66% | 81th pct | 74th pct |
| Net charge-off ratio | 0.00% | 23th pct | 25th pct |
| Loan growth YoY | -8.25% | 12th pct | 16th pct |
| Share growth YoY | -0.22% | 25th pct | 21th pct |
| Efficiency ratio | 121.68% | 97th pct | 97th pct |
structural peer set hash: 24449eeb369285a0442989e16b7a8f4c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.