MATERION
Charter #20063 · ELMORE, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,260 sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 0.38% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 2.64% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 2.28% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.13% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MATERION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $36.79M | 76th pct | 54th pct |
| Members | 2,260 | 57th pct | 23th pct |
| Net worth ratio | 15.30% | 62th pct | 66th pct |
| Return on average assets | 0.38% | 34th pct | 20th pct |
| Net interest margin | 2.64% | 8th pct | 5th pct |
| Cost of funds | 2.28% | 94th pct | 93th pct |
| Loan-to-share | 69.43% | 69th pct | 57th pct |
| Delinquency 60+ days | 0.13% | 24th pct | 16th pct |
| Net charge-off ratio | 0.55% | 73th pct | 69th pct |
| Loan growth YoY | -2.27% | 51th pct | 30th pct |
| Share growth YoY | 18.82% | 99th pct | 97th pct |
| Efficiency ratio | 67.06% | 21th pct | 36th pct |
structural peer set hash: 3dfb4c5e34567bf5e1ad25b91adcbd42… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.