FRANKLIN REGIONAL SCHOOLS
Charter #18582 · Jeannette, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 379 sits at the 2nd percentile of structural peers — worth a closer look.
- Net worth ratio of 12.54% sits at the 20th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 41st percentile but its structural peers at the 5th — a 36-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FRANKLIN REGIONAL SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.04M | 41th pct | 5th pct |
| Members | 379 | 33th pct | 2th pct |
| Net worth ratio | 12.54% | 25th pct | 20th pct |
| Return on average assets | 0.67% | 60th pct | 56th pct |
| Net interest margin | 4.29% | 57th pct | 36th pct |
| Cost of funds | 0.50% | 51th pct | 46th pct |
| Loan-to-share | 78.27% | 75th pct | 89th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -6.72% | 41th pct | 30th pct |
| Share growth YoY | 1.12% | 57th pct | 48th pct |
| Efficiency ratio | 85.15% | 48th pct | 46th pct |
structural peer set hash: e4244b5d2138d3871195de8ef014758c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.