AURORA
Charter #18574 · Aurora, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 7,432 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 17.46% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.56% sits at the 85th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.21% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.24% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AURORA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $138.80M | 25th pct | 25th pct |
| Members | 7,432 | 14th pct | 20th pct |
| Net worth ratio | 17.46% | 94th pct | 87th pct |
| Return on average assets | 0.68% | 49th pct | 44th pct |
| Net interest margin | 3.62% | 48th pct | 54th pct |
| Cost of funds | 1.56% | 70th pct | 85th pct |
| Loan-to-share | 60.30% | 28th pct | 54th pct |
| Delinquency 60+ days | 2.21% | 96th pct | 90th pct |
| Net charge-off ratio | 0.24% | 35th pct | 20th pct |
| Loan growth YoY | -4.89% | 6th pct | 11th pct |
| Share growth YoY | 4.17% | 60th pct | 57th pct |
| Efficiency ratio | 84.15% | 69th pct | 74th pct |
structural peer set hash: c356f0d6ab757d5671df56b35ec668b8… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.