ALOHA PACIFIC
Charter #1845 · Honolulu, HI · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.32% sits at the 20th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 19th percentile but its structural peers at the 67th — a 49-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALOHA PACIFIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.53B | 33th pct | 62th pct |
| Members | 70,841 | 19th pct | 67th pct |
| Net worth ratio | 9.55% | 22th pct | 26th pct |
| Return on average assets | 0.54% | 33th pct | 38th pct |
| Net interest margin | 2.32% | 6th pct | 20th pct |
| Cost of funds | 1.45% | 35th pct | 41th pct |
| Loan-to-share | 56.35% | 5th pct | 26th pct |
| Delinquency 60+ days | 0.22% | 10th pct | 30th pct |
| Net charge-off ratio | 0.10% | 6th pct | 26th pct |
| Loan growth YoY | 0.09% | 28th pct | 35th pct |
| Share growth YoY | 7.51% | 84th pct | 88th pct |
| Efficiency ratio | 81.44% | 81th pct | 62th pct |
structural peer set hash: 60b43de6b8e2a77dd6f76f293ee1fffd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.