LOKAHI
Charter #1733 · Honolulu, HI · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.30% sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of 0.23% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 2.61% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 1.73% sits at the 80th percentile of structural peers — worth a closer look.
- Efficiency ratio of 90.09% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOKAHI | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $709.27M | 50th pct | 48th pct |
| Members | 45,557 | 62th pct | 61th pct |
| Net worth ratio | 9.30% | 23th pct | 21th pct |
| Return on average assets | 0.23% | 18th pct | 21th pct |
| Net interest margin | 2.61% | 5th pct | 16th pct |
| Cost of funds | 1.73% | 69th pct | 80th pct |
| Loan-to-share | 61.07% | 12th pct | 46th pct |
| Delinquency 60+ days | 0.31% | 24th pct | 31th pct |
| Net charge-off ratio | 0.29% | 36th pct | 56th pct |
| Loan growth YoY | -2.94% | 11th pct | 8th pct |
| Share growth YoY | 4.93% | 65th pct | 70th pct |
| Efficiency ratio | 90.09% | 92th pct | 82th pct |
structural peer set hash: ff3972dd0181fd33b80af60a3e231ec8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.