TEXAS LEE
Charter #18218 · Houston, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 107 sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of 1.04% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.68% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 1.68% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEXAS LEE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 912,346 | 15th pct | 8th pct |
| Members | 107 | 5th pct | 0th pct |
| Net worth ratio | 13.37% | 29th pct | 39th pct |
| Return on average assets | 1.04% | 73th pct | 77th pct |
| Net interest margin | 2.68% | 15th pct | 10th pct |
| Cost of funds | 1.68% | 82th pct | 79th pct |
| Loan-to-share | 63.75% | 57th pct | 54th pct |
| Delinquency 60+ days | 1.42% | 61th pct | 66th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | 9.42% | 93th pct | 95th pct |
| Share growth YoY | 0.53% | 54th pct | 51th pct |
| Efficiency ratio | 61.09% | 16th pct | 11th pct |
structural peer set hash: 65c10ec563436ddb54a02fe172555215… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.