LINCOLN MAINE
Charter #17362 · LINCOLN, ME · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,920 sits at the 5th percentile of structural peers — worth a closer look.
- Return on average assets of 1.85% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.18% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.06% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.02% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LINCOLN MAINE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $161.61M | 36th pct | 30th pct |
| Members | 6,920 | 11th pct | 5th pct |
| Net worth ratio | 11.64% | 52th pct | 67th pct |
| Return on average assets | 1.85% | 95th pct | 92th pct |
| Net interest margin | 3.79% | 59th pct | 52th pct |
| Cost of funds | 2.18% | 92th pct | 90th pct |
| Loan-to-share | 80.75% | 70th pct | 56th pct |
| Delinquency 60+ days | 1.06% | 78th pct | 84th pct |
| Net charge-off ratio | 0.02% | 8th pct | 3th pct |
| Loan growth YoY | 3.69% | 80th pct | 64th pct |
| Share growth YoY | 14.03% | 99th pct | 95th pct |
| Efficiency ratio | 51.55% | 3th pct | 2th pct |
structural peer set hash: 50b4b6c0f6520fa95732878f959ef1df… (reproducible)
Closest structural peers
This is the free public view
Claim LINCOLN MAINE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.