TRADEMARK
Charter #1133 · Augusta, ME · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 8,110 sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of 2.34% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.97% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.12% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 64.57% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRADEMARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $132.63M | 21th pct | 16th pct |
| Members | 8,110 | 19th pct | 13th pct |
| Net worth ratio | 10.20% | 30th pct | 41th pct |
| Return on average assets | 2.34% | 98th pct | 98th pct |
| Net interest margin | 3.81% | 60th pct | 57th pct |
| Cost of funds | 1.28% | 54th pct | 57th pct |
| Loan-to-share | 73.06% | 52th pct | 61th pct |
| Delinquency 60+ days | 0.97% | 74th pct | 80th pct |
| Net charge-off ratio | 0.12% | 21th pct | 20th pct |
| Loan growth YoY | 1.50% | 62th pct | 51th pct |
| Share growth YoY | 5.74% | 78th pct | 74th pct |
| Efficiency ratio | 64.57% | 14th pct | 7th pct |
structural peer set hash: ebbe4f6f007bb2f357b5c14c8b7c685f… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.