INTEGRIS
Charter #17218 · Oklahoma City, OK · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.29% sits at the 8th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 106.01% sits at the 90th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 25th percentile but its structural peers at the 46th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | INTEGRIS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.59M | 19th pct | 20th pct |
| Members | 1,700 | 33th pct | 28th pct |
| Net worth ratio | 11.33% | 29th pct | 28th pct |
| Return on average assets | -0.29% | 13th pct | 8th pct |
| Net interest margin | 3.86% | 50th pct | 61th pct |
| Cost of funds | 0.38% | 25th pct | 46th pct |
| Loan-to-share | 29.22% | 9th pct | 21th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 25th pct |
| Loan growth YoY | -11.63% | 4th pct | 8th pct |
| Share growth YoY | 4.57% | 71th pct | 75th pct |
| Efficiency ratio | 106.01% | 92th pct | 90th pct |
structural peer set hash: 552ae6944082fe14f99ca1a78dc93245… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.