CONSUMERS
Charter #16951 · Brooklyn, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,245 sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of 0.21% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 2.51% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 3.23% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.08% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CONSUMERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $104.24M | 4th pct | 16th pct |
| Members | 3,245 | 1th pct | 13th pct |
| Net worth ratio | 11.32% | 48th pct | 44th pct |
| Return on average assets | 0.21% | 17th pct | 20th pct |
| Net interest margin | 2.51% | 5th pct | 11th pct |
| Cost of funds | 3.23% | 100th pct | 93th pct |
| Loan-to-share | 104.05% | 99th pct | 84th pct |
| Delinquency 60+ days | 0.08% | 5th pct | 8th pct |
| Net charge-off ratio | 0.12% | 21th pct | 51th pct |
| Loan growth YoY | 4.99% | 87th pct | 79th pct |
| Share growth YoY | 3.69% | 54th pct | 57th pct |
| Efficiency ratio | 89.79% | 85th pct | 79th pct |
structural peer set hash: c013476b2c110e9f18289df85f7e7774… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.