RUSHMORE ELECTRIC
Charter #16444 · Rapid City, SD · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,423 sits at the 13th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.79% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 2.35% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 1.97% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RUSHMORE ELECTRIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $29.20M | 59th pct | 36th pct |
| Members | 1,423 | 22th pct | 13th pct |
| Net worth ratio | 9.79% | 17th pct | 11th pct |
| Return on average assets | 0.84% | 60th pct | 61th pct |
| Net interest margin | 2.35% | 4th pct | 2th pct |
| Cost of funds | 1.97% | 89th pct | 97th pct |
| Loan-to-share | 29.05% | 9th pct | 28th pct |
| Delinquency 60+ days | 0.59% | 50th pct | 61th pct |
| Net charge-off ratio | 0.00% | 23th pct | 23th pct |
| Loan growth YoY | 0.75% | 75th pct | 85th pct |
| Share growth YoY | 4.96% | 74th pct | 74th pct |
| Efficiency ratio | 68.64% | 24th pct | 21th pct |
structural peer set hash: 584bdf2d725bd8dbef84b484ecd74eb6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.