Innorve

DEVILS SLIDE

Charter #16264 · Morgan, UT · $10M-$50M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 1,773 sits at the 21st percentile of structural peers — worth a closer look.
  • Return on average assets of -1.39% sits at the 10th percentile of structural peers — worth a closer look.
  • Net interest margin of 3.32% sits at the 7th percentile of structural peers — worth a closer look.
  • Cost of funds of 2.32% sits at the 90th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 1.61% sits at the 95th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricDEVILS SLIDEAsset-tier percentileStructural percentile
Total assets$21.24M39th pct43th pct
Members1,77336th pct21th pct
Net worth ratio12.90%44th pct46th pct
Return on average assets-1.39%5th pct10th pct
Net interest margin3.32%27th pct7th pct
Cost of funds2.32%94th pct90th pct
Loan-to-share79.36%84th pct62th pct
Delinquency 60+ days0.68%55th pct39th pct
Net charge-off ratio1.61%92th pct95th pct
Loan growth YoY0.32%73th pct70th pct
Share growth YoY1.64%41th pct31th pct
Efficiency ratio74.70%37th pct39th pct

structural peer set hash: 907b41ed8a678b834fd3a59a3e552362… (reproducible)

Closest structural peers

SAN JUAN64.1%
#67163 · UT
WHITE COUNTY62.2%
#24428 · AR
CHADRON61.2%
#13966 · NE
TEXARKANA TERMINAL EMPLOYEES60.9%
#5822 · TX
LIBERTY COUNTY TEACHERS60.9%
#14052 · TX
SUNFLOWER COMMUNITY60%
#7610 · KS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.