PEAKE
Charter #15394 · Towson, MD · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 28,552 sits at the 18th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.46% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 2.72% sits at the 2nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.19% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.25% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PEAKE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $534.15M | 11th pct | 20th pct |
| Members | 28,552 | 13th pct | 18th pct |
| Net worth ratio | 8.46% | 11th pct | 10th pct |
| Return on average assets | 0.57% | 45th pct | 49th pct |
| Net interest margin | 2.72% | 10th pct | 2th pct |
| Cost of funds | 1.17% | 30th pct | 39th pct |
| Loan-to-share | 67.54% | 19th pct | 28th pct |
| Delinquency 60+ days | 0.19% | 10th pct | 11th pct |
| Net charge-off ratio | 0.25% | 27th pct | 18th pct |
| Loan growth YoY | 0.47% | 47th pct | 54th pct |
| Share growth YoY | 3.58% | 43th pct | 49th pct |
| Efficiency ratio | 78.53% | 52th pct | 44th pct |
structural peer set hash: c5fa628eca07faf2f8cf57bf6b95e1fd… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.