SECURITYPLUS
Charter #2769 · Baltimore, MD · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.09% sits at the 7th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.66% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.68% sits at the 84th percentile of structural peers — worth a closer look.
- Efficiency ratio of 89.78% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SECURITYPLUS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $604.08M | 26th pct | 23th pct |
| Members | 35,873 | 34th pct | 33th pct |
| Net worth ratio | 10.18% | 46th pct | 51th pct |
| Return on average assets | 0.09% | 9th pct | 7th pct |
| Net interest margin | 3.52% | 49th pct | 52th pct |
| Cost of funds | 1.19% | 30th pct | 33th pct |
| Loan-to-share | 82.05% | 51th pct | 41th pct |
| Delinquency 60+ days | 1.66% | 97th pct | 98th pct |
| Net charge-off ratio | 0.68% | 72th pct | 84th pct |
| Loan growth YoY | -2.20% | 17th pct | 5th pct |
| Share growth YoY | 4.97% | 67th pct | 72th pct |
| Efficiency ratio | 89.78% | 91th pct | 89th pct |
structural peer set hash: 83df2a050ae84520e8180f49b5391fa2… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.