COAST360
Charter #15222 · Maite, GU · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- On Loan-to-share, the asset-size band puts this credit union at the 47th percentile but its structural peers at the 30th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COAST360 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $625.59M | 31th pct | 30th pct |
| Members | 49,719 | 72th pct | 66th pct |
| Net worth ratio | 12.07% | 72th pct | 69th pct |
| Return on average assets | 0.75% | 59th pct | 64th pct |
| Net interest margin | 3.57% | 54th pct | 57th pct |
| Cost of funds | 1.81% | 74th pct | 72th pct |
| Loan-to-share | 80.05% | 47th pct | 30th pct |
| Delinquency 60+ days | 0.63% | 53th pct | 49th pct |
| Net charge-off ratio | 0.33% | 41th pct | 46th pct |
| Loan growth YoY | 3.08% | 73th pct | 75th pct |
| Share growth YoY | 2.31% | 25th pct | 33th pct |
| Efficiency ratio | 75.43% | 36th pct | 33th pct |
structural peer set hash: a9737a1072f813d4e72e8666dab1da38… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.