DUGOOD
Charter #15146 · BEAUMONT, TX · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.00% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.46% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.14% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.17% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 64.64% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DUGOOD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $610.52M | 27th pct | 23th pct |
| Members | 37,857 | 41th pct | 36th pct |
| Net worth ratio | 13.00% | 82th pct | 79th pct |
| Return on average assets | 1.46% | 89th pct | 87th pct |
| Net interest margin | 3.31% | 36th pct | 31th pct |
| Cost of funds | 1.47% | 50th pct | 46th pct |
| Loan-to-share | 78.47% | 40th pct | 30th pct |
| Delinquency 60+ days | 0.14% | 5th pct | 3th pct |
| Net charge-off ratio | 0.17% | 17th pct | 10th pct |
| Loan growth YoY | 4.32% | 87th pct | 82th pct |
| Share growth YoY | 4.03% | 49th pct | 56th pct |
| Efficiency ratio | 64.64% | 13th pct | 11th pct |
structural peer set hash: b4b6e7426af3ef2af61fc7ae1d488c6e… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.