TORRINGTON MUNICIPAL AND TEACHERS
Charter #14003 · TORRINGTON, CT · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 10,858 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.35% sits at the 11th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.19% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TORRINGTON MUNICIPAL AND TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $90.99M | 85th pct | 74th pct |
| Members | 10,858 | 96th pct | 90th pct |
| Net worth ratio | 9.35% | 13th pct | 11th pct |
| Return on average assets | 0.96% | 64th pct | 64th pct |
| Net interest margin | 3.50% | 38th pct | 49th pct |
| Cost of funds | 1.10% | 61th pct | 70th pct |
| Loan-to-share | 41.31% | 15th pct | 30th pct |
| Delinquency 60+ days | 0.19% | 19th pct | 21th pct |
| Net charge-off ratio | 0.30% | 56th pct | 67th pct |
| Loan growth YoY | -0.15% | 63th pct | 62th pct |
| Share growth YoY | 4.42% | 69th pct | 74th pct |
| Efficiency ratio | 79.53% | 50th pct | 61th pct |
structural peer set hash: a5c5f57d75d976b45061e1bfd89671b8… (reproducible)
Closest structural peers
This is the free public view
Claim TORRINGTON MUNICIPAL AND TEACHERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.