TAHQUAMENON AREA
Charter #60423 · Newberry, MI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.22% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 3.05% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 0.19% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.19% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.37% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TAHQUAMENON AREA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $67.65M | 43th pct | 46th pct |
| Members | 4,595 | 41th pct | 49th pct |
| Net worth ratio | 12.15% | 42th pct | 46th pct |
| Return on average assets | 0.22% | 22th pct | 11th pct |
| Net interest margin | 3.05% | 18th pct | 25th pct |
| Cost of funds | 0.19% | 9th pct | 10th pct |
| Loan-to-share | 42.84% | 18th pct | 38th pct |
| Delinquency 60+ days | 1.19% | 77th pct | 80th pct |
| Net charge-off ratio | 0.37% | 62th pct | 75th pct |
| Loan growth YoY | 1.90% | 78th pct | 82th pct |
| Share growth YoY | 1.82% | 38th pct | 43th pct |
| Efficiency ratio | 93.35% | 88th pct | 92th pct |
structural peer set hash: 15c57462644a0aed1b1e90477aa44fcf… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.