B V M S N
Charter #13821 · Walnutport, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 175 sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 1.90% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 1.97% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | B V M S N | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.66M | 26th pct | 49th pct |
| Members | 175 | 12th pct | 23th pct |
| Net worth ratio | 22.05% | 66th pct | 57th pct |
| Return on average assets | 0.60% | 57th pct | 49th pct |
| Net interest margin | 1.90% | 6th pct | 8th pct |
| Cost of funds | 1.97% | 87th pct | 90th pct |
| Loan-to-share | 17.45% | 9th pct | 46th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -26.51% | 3th pct | 10th pct |
| Share growth YoY | -4.44% | 19th pct | 30th pct |
| Efficiency ratio | 69.37% | 25th pct | 38th pct |
structural peer set hash: bc0606c5260ea20159016491c0b5ebb8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.