MEDINA COUNTY
Charter #13794 · Wadsworth, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.66% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.30% sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.10% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.27% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.30% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEDINA COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $149.39M | 31th pct | 48th pct |
| Members | 10,175 | 34th pct | 36th pct |
| Net worth ratio | 12.04% | 58th pct | 52th pct |
| Return on average assets | 1.66% | 92th pct | 90th pct |
| Net interest margin | 3.30% | 29th pct | 23th pct |
| Cost of funds | 1.08% | 43th pct | 52th pct |
| Loan-to-share | 64.79% | 35th pct | 49th pct |
| Delinquency 60+ days | 0.10% | 6th pct | 11th pct |
| Net charge-off ratio | -0.27% | 0th pct | 0th pct |
| Loan growth YoY | 2.79% | 73th pct | 82th pct |
| Share growth YoY | 7.16% | 88th pct | 82th pct |
| Efficiency ratio | 58.30% | 7th pct | 5th pct |
structural peer set hash: 0785517f476e4949060e739940933e63… (reproducible)
Closest structural peers
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Claim MEDINA COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.