OAKDALE
Charter #67200 · Oakdale, WI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 3.00% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.44% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.01% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 50.47% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OAKDALE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $133.46M | 22th pct | 34th pct |
| Members | 11,383 | 40th pct | 49th pct |
| Net worth ratio | 12.84% | 67th pct | 72th pct |
| Return on average assets | 3.00% | 100th pct | 98th pct |
| Net interest margin | 3.70% | 52th pct | 49th pct |
| Cost of funds | 0.44% | 17th pct | 15th pct |
| Loan-to-share | 59.62% | 26th pct | 38th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.01% | 4th pct | 5th pct |
| Loan growth YoY | 0.30% | 51th pct | 52th pct |
| Share growth YoY | 7.06% | 88th pct | 77th pct |
| Efficiency ratio | 50.47% | 2th pct | 0th pct |
structural peer set hash: 82de257fc4376110899fd74e9610af48… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.