MOUNT VERNON NY POSTAL EMPLOYEES
Charter #132 · Mount Vernon, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 143 sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of -0.58% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 4.30% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -1.36% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 112.93% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOUNT VERNON NY POSTAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.04M | 18th pct | 36th pct |
| Members | 143 | 9th pct | 15th pct |
| Net worth ratio | 16.52% | 45th pct | 57th pct |
| Return on average assets | -0.58% | 21th pct | 20th pct |
| Net interest margin | 4.30% | 58th pct | 77th pct |
| Cost of funds | 0.11% | 22th pct | 46th pct |
| Loan-to-share | 18.11% | 10th pct | 49th pct |
| Delinquency 60+ days | 0.51% | 42th pct | 47th pct |
| Net charge-off ratio | -1.36% | 3th pct | 7th pct |
| Loan growth YoY | -6.19% | 44th pct | 63th pct |
| Share growth YoY | -10.83% | 6th pct | 15th pct |
| Efficiency ratio | 112.93% | 83th pct | 77th pct |
structural peer set hash: eced465fb528d93fbf159a8ff9ec90ae… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.