LANGLEY
Charter #1261 · Newport News, VA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 405,305 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.01% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 3.17% sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 2.34% sits at the 75th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.15% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LANGLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.68B | 85th pct | 75th pct |
| Members | 405,305 | 91th pct | 89th pct |
| Net worth ratio | 9.01% | 13th pct | 20th pct |
| Return on average assets | 0.60% | 40th pct | 46th pct |
| Net interest margin | 3.17% | 39th pct | 18th pct |
| Cost of funds | 2.34% | 81th pct | 75th pct |
| Loan-to-share | 92.91% | 73th pct | 59th pct |
| Delinquency 60+ days | 1.15% | 85th pct | 84th pct |
| Net charge-off ratio | 1.07% | 87th pct | 74th pct |
| Loan growth YoY | -0.64% | 18th pct | 11th pct |
| Share growth YoY | 1.27% | 12th pct | 7th pct |
| Efficiency ratio | 62.70% | 18th pct | 20th pct |
structural peer set hash: 3d5e5cc438f34a884b0b1022dea1e637… (reproducible)
Closest structural peers
This is the free public view
Claim LANGLEY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.