WYMAR
Charter #12330 · GEISMAR, LA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,133 sits at the 2nd percentile of structural peers — worth a closer look.
- Net worth ratio of 16.25% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.19% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 2.19% sits at the 87th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.26% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WYMAR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $164.65M | 37th pct | 38th pct |
| Members | 5,133 | 4th pct | 2th pct |
| Net worth ratio | 16.25% | 90th pct | 84th pct |
| Return on average assets | 1.34% | 84th pct | 69th pct |
| Net interest margin | 3.19% | 23th pct | 20th pct |
| Cost of funds | 2.19% | 93th pct | 87th pct |
| Loan-to-share | 80.06% | 68th pct | 61th pct |
| Delinquency 60+ days | 1.26% | 85th pct | 80th pct |
| Net charge-off ratio | 0.20% | 31th pct | 61th pct |
| Loan growth YoY | -2.05% | 24th pct | 8th pct |
| Share growth YoY | 2.51% | 35th pct | 49th pct |
| Efficiency ratio | 60.85% | 10th pct | 18th pct |
structural peer set hash: 09d6e75cfddd6e1a372dcb1219e4c7bc… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.