TRIBORO POSTAL
Charter #119 · FLUSHING, NY · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 19.04% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.57% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 0.90% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 2.36% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.72% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRIBORO POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $89.80M | 84th pct | 67th pct |
| Members | 3,785 | 24th pct | 44th pct |
| Net worth ratio | 19.04% | 88th pct | 89th pct |
| Return on average assets | -0.57% | 6th pct | 5th pct |
| Net interest margin | 0.90% | 0th pct | 3th pct |
| Cost of funds | 2.36% | 96th pct | 92th pct |
| Loan-to-share | 13.40% | 1th pct | 8th pct |
| Delinquency 60+ days | 0.95% | 70th pct | 57th pct |
| Net charge-off ratio | 0.72% | 81th pct | 92th pct |
| Loan growth YoY | -5.18% | 17th pct | 30th pct |
| Share growth YoY | -3.70% | 3th pct | 2th pct |
| Efficiency ratio | 178.26% | 100th pct | 98th pct |
structural peer set hash: d58830502cbad15cae6edb47bd2dd790… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.