STATE POLICE CREDIT UNION INC.
Charter #60048 · Meriden, CT · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,818 sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 2.48% sits at the 15th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.04% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 4th percentile but its structural peers at the 23rd — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STATE POLICE CREDIT UNION INC. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $83.39M | 73th pct | 64th pct |
| Members | 2,818 | 7th pct | 20th pct |
| Net worth ratio | 14.97% | 69th pct | 72th pct |
| Return on average assets | 0.86% | 59th pct | 54th pct |
| Net interest margin | 2.48% | 4th pct | 15th pct |
| Cost of funds | 0.77% | 39th pct | 36th pct |
| Loan-to-share | 28.81% | 4th pct | 23th pct |
| Delinquency 60+ days | 0.04% | 5th pct | 21th pct |
| Net charge-off ratio | -0.00% | 13th pct | 21th pct |
| Loan growth YoY | -2.35% | 41th pct | 48th pct |
| Share growth YoY | 5.57% | 78th pct | 77th pct |
| Efficiency ratio | 67.18% | 21th pct | 30th pct |
structural peer set hash: cbc111f6bdba03787cd8b4dfc4bde4e7… (reproducible)
Closest structural peers
This is the free public view
Claim STATE POLICE CREDIT UNION INC.
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.