CHURCHILL COUNTY
Charter #11824 · FALLON, NV · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.46% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.68% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.70% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 1.72% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 33.49% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHURCHILL COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $76.15M | 60th pct | 77th pct |
| Members | 2,983 | 10th pct | 34th pct |
| Net worth ratio | 20.46% | 92th pct | 87th pct |
| Return on average assets | 1.68% | 90th pct | 75th pct |
| Net interest margin | 2.70% | 8th pct | 5th pct |
| Cost of funds | 1.72% | 87th pct | 87th pct |
| Loan-to-share | 44.50% | 21th pct | 36th pct |
| Delinquency 60+ days | 0.79% | 61th pct | 64th pct |
| Net charge-off ratio | 0.54% | 73th pct | 61th pct |
| Loan growth YoY | -4.02% | 26th pct | 41th pct |
| Share growth YoY | 3.73% | 61th pct | 54th pct |
| Efficiency ratio | 33.49% | 1th pct | 0th pct |
structural peer set hash: c1af5cb0e436b3b61ab2eba519fa1b7d… (reproducible)
Closest structural peers
This is the free public view
Claim CHURCHILL COUNTY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.