MARSHALL COUNTY
Charter #21713 · Moundsville, WV · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.32% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.05% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.14% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 46.83% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MARSHALL COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.01M | 54th pct | 51th pct |
| Members | 2,490 | 63th pct | 57th pct |
| Net worth ratio | 14.31% | 54th pct | 54th pct |
| Return on average assets | 2.32% | 97th pct | 92th pct |
| Net interest margin | 3.94% | 56th pct | 59th pct |
| Cost of funds | 0.05% | 3th pct | 2th pct |
| Loan-to-share | 41.98% | 23th pct | 41th pct |
| Delinquency 60+ days | 0.14% | 25th pct | 20th pct |
| Net charge-off ratio | 0.00% | 23th pct | 25th pct |
| Loan growth YoY | -0.36% | 68th pct | 70th pct |
| Share growth YoY | 2.88% | 54th pct | 46th pct |
| Efficiency ratio | 46.83% | 2th pct | 5th pct |
structural peer set hash: bd08418d367b538e4fe778d1e65e6b64… (reproducible)
Closest structural peers
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Claim MARSHALL COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.