UFCW COMMUNITY
Charter #10973 · Wyoming, PA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 15,563 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 15.11% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.52% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.34% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.50% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UFCW COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $179.54M | 44th pct | 66th pct |
| Members | 15,563 | 61th pct | 82th pct |
| Net worth ratio | 15.11% | 86th pct | 75th pct |
| Return on average assets | 1.52% | 89th pct | 80th pct |
| Net interest margin | 3.58% | 45th pct | 59th pct |
| Cost of funds | 0.68% | 25th pct | 38th pct |
| Loan-to-share | 37.04% | 4th pct | 11th pct |
| Delinquency 60+ days | 1.34% | 86th pct | 85th pct |
| Net charge-off ratio | 0.50% | 65th pct | 75th pct |
| Loan growth YoY | -3.86% | 11th pct | 13th pct |
| Share growth YoY | 7.01% | 87th pct | 89th pct |
| Efficiency ratio | 64.50% | 14th pct | 31th pct |
structural peer set hash: 98183e32298a72b64b5cca92bf1aece3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.