BIG SPRING EDUCATION EMPLOYEES
Charter #10577 · BIG SPRING, TX · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 3.25% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.00% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.18% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.31% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BIG SPRING EDUCATION EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $55.82M | 15th pct | 64th pct |
| Members | 4,278 | 33th pct | 62th pct |
| Net worth ratio | 17.85% | 84th pct | 67th pct |
| Return on average assets | 3.25% | 100th pct | 98th pct |
| Net interest margin | 5.00% | 96th pct | 95th pct |
| Cost of funds | 0.03% | 2th pct | 2th pct |
| Loan-to-share | 47.19% | 25th pct | 51th pct |
| Delinquency 60+ days | 0.18% | 18th pct | 25th pct |
| Net charge-off ratio | -0.31% | 1th pct | 0th pct |
| Loan growth YoY | -1.33% | 52th pct | 72th pct |
| Share growth YoY | -3.49% | 4th pct | 5th pct |
| Efficiency ratio | 61.53% | 12th pct | 16th pct |
structural peer set hash: 2d4576573be3b00c16dd0ef837043203… (reproducible)
Closest structural peers
This is the free public view
Claim BIG SPRING EDUCATION EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.