ELECTRICAL WORKERS LOCAL 130
Charter #10393 · METAIRIE, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,483 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -1.08% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 5.66% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.21% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.61% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ELECTRICAL WORKERS LOCAL 130 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.34M | 45th pct | 31th pct |
| Members | 1,483 | 93th pct | 82th pct |
| Net worth ratio | 14.60% | 36th pct | 61th pct |
| Return on average assets | -1.08% | 16th pct | 23th pct |
| Net interest margin | 5.66% | 87th pct | 84th pct |
| Cost of funds | 0.21% | 30th pct | 18th pct |
| Loan-to-share | 80.11% | 77th pct | 62th pct |
| Delinquency 60+ days | 3.61% | 81th pct | 80th pct |
| Net charge-off ratio | -0.04% | 17th pct | 18th pct |
| Loan growth YoY | -10.78% | 25th pct | 13th pct |
| Share growth YoY | -16.03% | 3th pct | 5th pct |
| Efficiency ratio | 117.49% | 87th pct | 84th pct |
structural peer set hash: d682f1aa32ee2f9d46a248c482ce78fd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.