ALTAMAHA
Charter #10262 · Jesup, GA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 10,908 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.53% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.19% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 87.55% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALTAMAHA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $73.78M | 55th pct | 44th pct |
| Members | 10,908 | 97th pct | 87th pct |
| Net worth ratio | 14.01% | 63th pct | 61th pct |
| Return on average assets | 0.47% | 37th pct | 26th pct |
| Net interest margin | 4.53% | 88th pct | 92th pct |
| Cost of funds | 0.70% | 35th pct | 43th pct |
| Loan-to-share | 57.02% | 44th pct | 38th pct |
| Delinquency 60+ days | 0.35% | 33th pct | 36th pct |
| Net charge-off ratio | 1.19% | 92th pct | 89th pct |
| Loan growth YoY | 1.82% | 77th pct | 79th pct |
| Share growth YoY | 4.16% | 66th pct | 56th pct |
| Efficiency ratio | 87.55% | 73th pct | 80th pct |
structural peer set hash: 7b6c732c7f559143856b85d687b92169… (reproducible)
Closest structural peers
This is the free public view
Claim ALTAMAHA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.